Next-Gen Cloud POS & Enterprise ERP for Retail & Wholesale

The Precision Operating System for Modern Commerce.

Unified Cloud POS, immutable stock movement ledgers, Decimal-accurate COGS accounting, and OpenAI business advisors—built for high-volume merchants.

Sub-second POS

Atomic Sales

Zero overselling with row locks

Real COGS

True Net Profit

Revenue - COGS - Expenses

OpenAI Core

AI Intelligence

Margin drivers & auto reorders

Tenant Security

Strict Isolation

Multi-tenant PostgreSQL RBAC

Module 01 / Cloud POS Terminal

Engineered for Speed: Scan, Checkout, Print in Under 3 Seconds.

Designed for touchscreens, handheld barcode guns, and keyboard shortcuts. Instant product lookup, tax computation, split payments, and real-time 80mm thermal receipt generation.

TERMINAL #01 • REG: ACTIVE

CASHIER: KAMAL P.

SKU-8924 | Ceylon Earl Grey Premium 250gENTER TO ADD

Item DescriptionQtyPriceSubtotal

Ceylon Earl Grey 250g

SKU-8924 • Tax 0%

1,250.00

2,500.00

Organic Cinnamon Quills

SKU-4401 • Tax 0%

1,850.00

Cardamom Pods Extra 100g

SKU-2098 • Tax 0%

950.00

Items: 3 (4 units)

Discount: -LKR 300.00

Net Total DueLKR 5,000.00

80MM THERMAL RECEIPT

PAID

SMARTBIZ FLAGSHIP STORE

Kollupitiya Main Road, Colombo 03

Tel: +94 11 234 5678 • VAT: 998241

Receipt: #SB-2026-9041

Date: 2026-09-17 17:15:22

Cashier: Kamal P. [C-01]

Ceylon Earl Grey (x2)2,500.00

Cinnamon Quills (x1)1,850.00

Cardamom Pods (x1)950.00

Subtotal5,300.00

Loyalty Discount-300.00

TOTAL PAIDLKR 5,000.00

CASH TENDERED5,000.00

*SB-2026-9041-LKR*

THANK YOU FOR YOUR PATRONAGE

Module 02 / Inventory Ledger

Audit-Logged Stock: Every Single Unit Accounted For.

No ghost stock. Every purchase, sale, return, or shelf damage writes an append-only audit trail with batch tracking, supplier attribution, and automated restock triggers.

LIVE STOCK MOVEMENT LEDGER (AUDIT TRAIL)

POSTGRES IMMUTABLE LOG

TIMESTAMP	SKU / ITEM	MOVEMENT TYPE	BATCH #	CHANGE	BALANCE
17:15:22	SKU-8924 • Ceylon Earl Grey	POS_SALE	BAT-2026-08	-2	148
16:40:10	SKU-4401 • Cinnamon Quills	POS_SALE	BAT-2026-04	-1	64
14:12:00	SKU-7019 • Virgin Coconut Oil 1L	PURCHASE_RESTOCK	BAT-2026-11	+50	72
11:05:30	SKU-1044 • Premium Roasted Cashews	DAMAGE_WRITE_OFF	BAT-2026-02	-1	19

Module 03 / Financial Accounting

True Decimal Precision: Know Your Real Net Profit.

Most SME point-of-sale software only shows revenue, masking actual supplier costs. SmartBiz implements true COGS (Cost of Goods Sold) accounting powered by Decimal.js precision to calculate exact gross profit and operating margins.

Zero floating-point rounding errors on decimal currencies
Real-time COGS subtraction at point of every sale
Categorized expenses: Rent, Utilities, Payroll & Taxes

P&L STATEMENT PREVIEW (SEPTEMBER 2026)

CURRENCY: LKR

1. TOTAL GROSS SALES REVENUE100.0%

Gross RevenueLKR 2,450,800.00

2. DIRECT COST OF GOODS SOLD (COGS)58.2% of Revenue

- Supplier COGS-LKR 1,426,365.00

3. GROSS PROFIT MARGIN41.8% Gross Margin

Gross ProfitLKR 1,024,435.00

4. OPERATING EXPENSES (OPEX)Rent, Utilities, Wages

- Operating Costs-LKR 415,000.00

FINAL NET OPERATING PROFIT24.8% Net Margin

TRUE NET PROFITLKR 609,435.00

Module 04 / OpenAI Executive Core

Artificial Intelligence That Understands Your Store Numbers.

Ask questions in plain English or Sinhala/Tamil. The SmartBiz AI Advisor analyzes your sales trends, identifies dead stock eating shelf space, and drafts purchase orders automatically.

PROMPT TO STORE ADVISOR

"Analyze our top revenue contributors for the past 14 days and flag any product batches approaching low stock thresholds."

SMARTBIZ AI EXECUTIVE SUMMARY

1. Top Margin Driver: Ceylon Earl Grey 250g (SKU-8924) generated LKR 284,500.00 across 114 transactions with a strong 44.2% gross margin.

2. Critical Reorder Alert: Cardamom Pods Extra 100g (SKU-2098) is at 7 units remaining (minimum threshold: 10). Current sales velocity predicts stock depletion within 48 hours.

RECOMMENDED ACTION:

Drafted purchase order for 50 units to Supplier: Ceylon Spices Direct at agreed unit cost LKR 620.00.

Security & Reliability

Enterprise Multi-Tenant SaaS Architecture.

Guaranteed tenant data isolation, role-based access control, and rock-solid relational integrity.

Tenant Data Separation

Strict foreign-key tenancy bounds on every table in PostgreSQL. No business can query or inspect another merchant's transactions or inventory.

Role-Based Access Control (RBAC)

Granular permissions for Business Owners, Store Managers, Cashiers, and Platform Admins. Cashiers access POS terminals without exposing P&L reports.

Multi-Store Ready

Scale from a single retail outlet to multi-branch franchise stores with centralized stock transfers and consolidated revenue analytics.

SmartBizERP

Intelligent POS & Commerce

Ready to Run Your Store With Precision?

Join forward-thinking retail, wholesale, and service merchants powered by SmartBiz.